Debt Recovery Services

Effective Debt Management for Your Business

Many businesses struggle with unpaid invoices, chasing late payments, and dealing with unreliable clients. Cash flow is the lifeblood of any business, and outstanding debts can disrupt growth and operations. At McKenzie Legal & HR, we provide cost-effective, legally compliant debt recovery solutions that get results.

Why You Need a Structured Debt Recovery Process

Most Business Owners Make This Mistake…

Many SMEs hesitate to take legal action, fearing costs or damaging client relationships. However, allowing unpaid invoices to pile up can cripple a business. The sooner you take action, the higher your chances of recovering what you’re owed.

Delayed Payments Hurt Cash Flow

Late invoices can disrupt your financial stability.

Clients Take Advantage of Weak Processes

If you don’t have a clear payment policy, late payers will exploit it.

Legal Protection is Key

If you lack properly drafted contracts and terms, enforcing payment can be challenging.

Debt Can Be Written Off If You Wait Too Long

Delays can result in debts becoming legally unenforceable.

Don’t wait until a debt becomes a problem – take action now.

Start with a debt chaser letter from just £50* or an LBA from £100*

What’s Included in Our Debt Recovery Service?

We offer a range of services to recover your debts efficiently and legally:

Get in Touch

Need urgent debt recovery assistance? Let’s discuss your case!

Call us on: 0118 321 4188

Send an Enquiry: info@mckenzielegalandhr.co.uk

Chat with us: Click here

Types of Debts We Recover

We assist businesses across multiple industries in recovering unpaid debts, including:

Business & Commercial Debts

Outstanding invoices from clients 
Unpaid service agreements 
Disputed payments in contracts

Freelancer & Consultancy Fees

Late payments for consultancy work 
Unpaid project fees 
Overdue retainer payments

Consumer & B2B Debts

Unpaid service fees
Subscription and membership arrears 
Breached contracts with payment obligations

Employment & HR Related Debts

Unpaid wages or final salary payments 
Disputes over redundancy pay 
Employee loans not repaid

How It Works – Our Simple 4-Step Process

We make debt recovery simple, structured, and stress-free:

1 Contact Us

Tell us about the debt and provide relevant documentation.

2 Pre-Legal Action

We send a debt chaser letter or LBA, giving the debtor a chance to settle the debt.

3 Legal Action If Needed

If no payment is made, we can assist you as a litigant in person with court proceedings.

4 Enforcement & Recovery

Once a judgment is obtained, we assist with enforcement options.

Already struggling with an unpaid debt?

Start the process today!

Why Choose McKenzie Legal & HR?

Prevent Legal issues before they escalate into costly disputes, by engaging our services early on.

Cost-Effective Solutions

Quality Legal & HR services at a fraction of the cost of high-street firms.

No Jargon,
No Confusion

We keep things simple and explain your options clearly.

Proactive Support

Prevent Legal issues before they escalate into costly disputes, by engaging our services early on.

Trusted by Businesses

We are an award-winning service with media recognition.

FAQs

How much does it cost to recover a debt?

Our services start from £50* for a debt chaser letter and £100* for a Letter Before Action. Court proceedings and enforcement fees vary based on case complexity.

How long does debt recovery take?

Timelines depend on debtor cooperation. Many debts are recovered at the LBA stage, but legal action may take longer.

Can I claim late payment interest and fees?

Yes, under UK law, businesses can claim statutory late payment interest and compensation on overdue invoices.

What happens if the debtor refuses to pay?

We explore all your legal options, including your right to issue a court claim and enforcement proceedings to secure payment.

What Our Clients Say

We used McKenzie Legal & HR to help recover a large sum of debt for us, and they were so helpful. Rachael was prompt with her advice and turned everything around so quickly. We didn’t think we would see that money anytime soon, and it was in our bank account within a couple of weeks of instructing her. We will definitely be returning to McKenzie Legal & HR for any future work.”

R Mohan

After exhausting all avenues, we engaged Rachael at McKenzie Legal & HR to secure a refund for a product we knew wasn‘t fit for purpose. Not only did she manage the process on our behalf, but her expertise and guidance enabled a swift response and a court award of more than we were expecting. Couldn‘t recommend their debt recovery services enough!”

Mr & Mrs A - Finchampstead

Contact us today

Let’s recover what’s owed to you

*plus settlement fee